You may request multiple bids on your kitchen or bath remodel and sometimes one of your bids may be much lower than the others. Sure, this offer seems tempting and way too good to be true.... and it usually is.
We have heard horror stories of contractors leaving right in the middle of projects and not finishing their work. People are left with either no kitchen or half a kitchen. Sometimes the promised cabinets and counter tops turn out completely wrong or may look different than what was promised. Unfortunately, even if you did sign a contract, if the contractor isn't licensed then it's not going to be legally-binding.
This is why we recommend always using a licensed contractor. This includes subcontractors and general contractors. Think of it like a doctor. Would you go to a doctor that wasn't licensed or certified? I know I wouldn't! The same applies with contractors. Ensuring the one you choose is licensed can save you money, time, and any other burden. It protects you.
Licensed contractors are insured, meaning if an injury happens on the job neither you nor the contractor are financially liable. If an unlicensed contractor is injured while working in your home, he could sue your homeowner's insurance or even the homeowner. If an injury occurs and you have contracted with a licensed contractor, you are virtually unaffected.
Another great thing about using licensed contractors is their ability to secure permits. Depending on where you live and the type of work you're having done, your project may need a permit. Permits are only given to contractors who are licensed or insured, since the document is issued by the government. Permits can also help with staying in code because they require inspections at the end of the remodel. The thought of finishing a remodel only to learn that it's not up to code would be such a headache!
While it may be tempting to save a little money and hire an unlicensed contractor, in the long run it may cost you more. With a licensed and insured contractor, you can rest easy, knowing your project will be managed properly, your contract is binding, and any sub-contractors entering your home are licensed and insured. When someone tells you they are licensed and insured, make sure you know the type of license they hold. Your safest bet is a Florida state licensed and insured contractor.